The Autumn Budget Is About to Change Everything

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The Autumn Budget lands on 28 October 2026, and after John Healey and Andy Burnham's conference speeches this week, a lot could be changing: the State Pension triple lock, capital gains tax, ISAs and the £12,570 tax-free allowance.

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In this video I go through what we already know for certain, what's probably not happening, and the top 5 changes being talked about most. Nothing is confirmed until Budget day, so this is a round-up of what's been announced and reported up to 29 September 2026, not a prediction.

CHAPTERS
What could be changing
Why taxes are expected to rise
What they've promised not to touch
What we know for certain
The triple lock change
What's probably not happening
#5 A bank tax
#4 A bigger mansion tax
#3 Help for first-time buyers
#2 The tax-free allowance
#1 Capital gains tax
What happens next

KEY NUMBERS
- Budget day: Wednesday 28 October 2026
- Cash ISA limit for under-65s: £20,000 to £12,000 from April 2027
- 22% charge on interest from uninvested cash in Stocks and Shares ISAs from April 2027
- Triple lock unchanged until the next election, then changing from April 2030
- Capital gains tax now: 18% and 24%
- Tax-free allowance frozen at £12,570 until 2031

SOURCES
ISA changes (GOV.UK): https://www.gov.uk/government/....publications/fiscal-
Triple lock announcement: https://www.politics.co.uk/202....6/09/burnham-to-chan
Healey on capital gains tax: https://www.cityam.com/uk-has-....low-capital-gains-ta
Personal allowance report: https://www.cityam.com/persona....l-allowance-hike-on-
Your First Home scheme: https://www.lbc.co.uk/article/....andy-burnham-scheme-

This video is for information and education only and is not financial advice. It covers reports and announcements ahead of the Budget, and nothing is confirmed until Budget day. Some links above are affiliate links, which means I may earn a commission at no extra cost to you.

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